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Car Accidents in Ontario

Accident Benefits

Personal Injury

Traffic Tickets Defense

INVOLVED IN A CAR ACCIDENT

If you have been injured in a car accident, there are certain things you must be aware of in proceeding with an insurance claim in Ontario. A serious personal injury can have a devastating impact on the victim of a car accident and his/her family. A car accident claim can add to the victim's difficulties. The victim’s physical and psychological recovery should be the primary focus, the car accident claim secondary.

However, there will be many decisions that will have to be made, some regarding your immediate needs, as well as some decisions that may affect you for many years, such as your accident benefits and Insurance Claims for long term injuries. For most people, dealing with a car accident claim can be an unfamiliar and overwhelming process. Fortunately, there are advisors and experts you can turn to for guidance that will make the insurance claim process easy and effective.

Apart from car accident claims, Personal Injury Ontario also specialize in:

  • Slip and Fall Accident Claims
  • TTC Accident Claims
  • Other motor vehicle accident claims such as motorcycle accident insurance claims, boating accident insurance claims
  • and any other accidental injury insurance claim in Ontario

If you are unsure about the circumstances surrounding your car accident, or would like a free consultation regarding your car accident claim, please fill out the contact form and you will be contacted by one of our professionals within the next business day.

For further enquiries regarding accident claims please visit our Insurance Claim section or contact us by either filling out the form at the top of the page.

WHAT TO DO AFTER A CAR ACCIDENT

STEP 1 Stop. If your vehicle is involved in an accident and you don’t stop, you may be subject to criminal prosecution.

STEP 2 If anyone is injured, if the total damage to all the vehicles involved appears to be MORE than $1,000, or if you suspect that any of the other drivers involved are guilty of a Criminal Code offence (such as driving under the influence of drugs or alcohol), call 911 and follow the instructions given to you by the emergency operator. Police will arrive as soon as possible.

Do not try to move anyone injured in the accident — you may aggravate their injuries! If no one is injured and total damage to all the vehicles involved appears to be LESS than $1,000, call your local police for instructions. Police units may or may not be dispatched to the scene. If local police do not attend the scene of the accident, they will instruct you to report to a Collision Reporting Centre within 24 hours.

Collision Reporting Centres are police facilities created to assist motorists in reporting motor vehicle accidents. At the reporting centre you will be assisted in completing a police report.

STEP 3 If it is safe to do so, move your vehicle to the side of the road, out of traffic. If your vehicle cannot be driven, turn on your hazard lights or use cones, warning triangles or flares, as appropriate.

STEP 4 Write down the names, addresses, and telephone and driver’s license numbers of all of the other drivers, the license plate numbers of the other vehicles, as well as the names and addresses of the registered owners of the vehicles, and the insurance

STEP 5 Also obtain the names, addresses, and telephone numbers of passengers and witnesses.

STEP 6 Jot down specific details about the scene of the accident, using the accident worksheet provided.

STEP 7 When you are involved in a car accident involving injury or property damage, you need to report it to your agent, broker, or insurance company representative within seven days, regardless of who is at fault. Please note that reporting property damages and reporting your injuries are things which need to be done separately. If you require more information please refer to our Accident Benefits section.